How to Check a Contractor in Missouri Without a State License

Missouri does not issue a statewide general contractor or home improvement contractor license. That means there is no single state lookup for the builder or remodeler you plan to hire. Instead, check the local licenses and permits that apply where you live, the electrical contractor's state or local license if electrical work is involved, and insurance.

What the state does and does not license

• The Division of Professional Registration licenses architects, engineers, land surveyors, interior designers and electrical contractors, among others. Its list includes no general contractor or home improvement contractor license.
• The state began accepting applications for statewide electrical contractor licenses on July 1, 2019.
• Anyone can search active electrical license holders online.

Local rules fill the gap

State law lets first- and second-class counties adopt building regulations, issue building permits and license electrical contractors, though a county without a building code before August 28, 2001 needs voter approval to adopt one. Cities also set their own rules, so requirements change from one place to the next.

• Springfield requires permits for new builds, additions, remodeling, HVAC, electrical, plumbing and demolition, and runs trade certifications for electrical, plumbing, gas and mechanical work.
• Independence handles contractor licensing through its online Permits and Application Center.
• St. Charles maintains subcontractor licensing through its Building Division.
• In St. Louis City, the building permit is the formal authorization to start construction. Plumbing, electrical or mechanical permit information can be added to the online application.

Even when an electrician holds a statewide license, local governments can still require business licenses, issue permits, enforce codes and inspect the work.

A simple checklist

1. Ask your city or county building office which licenses a contractor needs for your project.
2. Ask the contractor for those license numbers and look them up yourself.
3. If there is electrical work, ask whether the electrical contractor holds a statewide or a local license, and check a statewide license in the state search.
4. Ask who will pull the permits, and confirm the permit is issued before work starts.
5. Ask for proof of insurance. The FTC advises confirming a contractor's license and asking for proof of insurance.
6. If your home was built before 1978, ask whether the firm is EPA lead-safe certified. EPA requires certification for paid work that disturbs painted surfaces in those homes.

Get it in writing

The FTC advises getting written estimates that list the work, materials, completion date and price. It also advises against paying the full amount up front, and says not to make the final payment until the work is done and you are satisfied.